In simple terms, car rental is essentially "leasing." It broadly refers to the use of a car's ownership rights, with payment made on a periodic basis and the car's ownership remaining with the lessor, also known as an operational lease. Examples include familiar brands like Zipcar and Hertz.

Automotive financing lease is essentially a "rental + installment/purchase" financial product, with the asset being cars. Similar to car loans, but in the early stage (usually for 1 year), the vehicle's ownership is not transferred to the lessee. Instead, the lessee can buy the vehicle outright or through installment payments to take ownership later on. Companies like Yixing Finance, Zhongshen Buy Buy Car, and Dang Ge Car all offer such products.